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🏠 Short-Term Rentals/Primary-Residence-Only Rule

Primary-Residence-Only Rule: Miami vs Miami Gardens

How do primary-residence-only rule rules compare between Miami, FL and Miami Gardens, FL?

Miami has fewer restrictions than Miami Gardens.

Miami, FL

Miami-Dade County

Few Restrictions

Florida Statute §509.032 prevents Miami from limiting short-term rentals to a host's primary residence. Miami may only use general zoning to restrict where STRs operate; investor-owned vacation rentals are legal in eligible zoning districts when properly licensed and taxed.

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Miami Gardens, FL

Miami-Dade County

Some Restrictions

Miami-Dade does not impose a countywide primary-residence requirement on short-term rentals, but Florida statute §509.032 and Ord. 14-77 limit the county's ability to ban non-owner-occupied rentals where zoning otherwise permits transient use.

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Key Facts Comparison

FactMiamiMiami Gardens
Preempted byFL §509.032-
Investor STRsAllowed in eligible zones-
Owner-occupancyNot required-
HOA rulesMay add restrictions-
Min stayPer zoning, not occupancy-
Primary residence rule-None countywide
FL preemption-§509.032(7)
Occupancy cap-2 per bedroom + 2
Registration-Required all STRs

Highlighted rows indicate differences between cities.

Miami FAQ

Can a Miami investor own multiple STR units?

Yes, in eligible T4-T6 zones with proper DBPR license, city Certificate of Use, county STR registration, and tourist tax accounts for each property. Florida law forbids cities from restricting investor ownership.

My condo bans STRs - does city law override?

No. Condo declarations and HOA rules are private contracts that operate independently of city zoning. Even if your unit is in a STR-eligible zone, your association may bar rentals under 30 or 90 days.

Miami Gardens FAQ

Does Miami-Dade require STR hosts to live at the property?

No. The county does not have a primary-residence rule. Florida law limits how strictly counties can regulate STRs versus other dwellings.

Can the county add a primary-residence rule later?

Only narrowly. Florida §509.032 preempts new local STR bans, so a primary-residence-only rule would likely be challenged unless tied to grandfathered authority.

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