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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Newton vs Wakefield

How do assessment & dues rules compare between Newton, MA and Wakefield, MA?

Newton has fewer restrictions than Wakefield.

Newton, MA

Middlesex County

Some Restrictions

Newton condo assessments are authorized by MGL c.183A s.6 and s.10, allowing common expense charges and special assessments enforceable by super-priority lien.

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Wakefield, MA

Middlesex County

Heavy Restrictions

Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.

View full Wakefield rules β†’

Key Facts Comparison

FactNewtonWakefield
AuthorityMGL c.183A s.6 and s.10-
BasisProportional to unit interest-
Super-Priority6 months ahead of first mortgage-
Late ChargesBylaw-driven interest and fees-
Special AssessmentsFor capital projects-
Statute-MGL c.183A s.6
Super-lien-Up to 6 months priority
Share basis-Percentage interest
Special assessments-Bylaw-governed
Collection venue-Housing or Superior Court

Highlighted rows indicate differences between cities.

Newton FAQ

Can my Newton condo force me to pay a special assessment?

Yes, if properly adopted per the bylaws and Chapter 183A, unit owners must pay and failure creates an enforceable lien.

What is the super-priority lien?

Up to 6 months of unpaid common charges have priority over even a first mortgage, encouraging lenders to cure delinquencies.

Wakefield FAQ

Can my condo foreclose over unpaid fees?

Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.

Do fees survive foreclosure?

Up to six months of unpaid common expenses have priority over the first mortgage.

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