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🏘️ HOA Rules/Assessment & Dues

Newton vs Waltham

How do assessment & dues rules compare between Newton, MA and Waltham, MA?

Newton has fewer restrictions than Waltham.

Newton, MA

Middlesex County

Some Restrictions

Newton condo assessments are authorized by MGL c.183A s.6 and s.10, allowing common expense charges and special assessments enforceable by super-priority lien.

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Waltham, MA

Middlesex County

Heavy Restrictions

Massachusetts condo associations in Waltham can assess common expenses, late fees, and special assessments under MGL c.183A, with super-priority lien rights for 6 months of unpaid dues.

View full Waltham rules →

Key Facts Comparison

FactNewtonWaltham
AuthorityMGL c.183A s.6 and s.10-
BasisProportional to unit interest-
Super-Priority6 months ahead of first mortgage-
Late ChargesBylaw-driven interest and fees-
Special AssessmentsFor capital projectsPer master deed
Governing Law-MGL c.183A s.6
Super-Priority Lien-6 months unpaid
Lien Priority-Over first mortgage
Foreclosure Forum-Land Court

Highlighted rows indicate differences between cities.

Newton FAQ

Can my Newton condo force me to pay a special assessment?

Yes, if properly adopted per the bylaws and Chapter 183A, unit owners must pay and failure creates an enforceable lien.

What is the super-priority lien?

Up to 6 months of unpaid common charges have priority over even a first mortgage, encouraging lenders to cure delinquencies.

Waltham FAQ

What happens if I miss HOA dues in Waltham?

The association can place a priority lien on your unit and potentially foreclose after statutory notice, in Land Court.

Can the board raise dues without a vote?

Routine budget-based increases typically do not need owner vote; large special assessments may require owner approval per bylaws.

Compare other topics

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