FEMA flood zone rules in North Chicago, IL — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
North Chicago participates in the NFIP. The zoning ordinance includes extensive floodplain regulations (Section 4.3). Fences are prohibited in FEMA floodway areas. Sellers must disclose flood plain status.
North Chicago Zoning Ordinance Section 4.3 contains detailed floodplain regulations. The city participates in the National Flood Insurance Program (NFIP). FEMA FIRMs identify Special Flood Hazard Areas. Fences are not permitted in designated floodway areas per Section 4.11.8.1.3.8. Sellers must provide disclosure statements indicating whether property is in the flood plain (Section 4.3.10). Lake County Stormwater Management Commission coordinates countywide stormwater management. Verify flood zones at msc.fema.gov or contact Lake County SMC.
Building in flood zones without proper permits and elevation carries fines of $500–$5,000. Structures may be ordered removed or brought into compliance. NFIP violations can affect the community's flood insurance eligibility.
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Side-by-side rule comparisons with other cities in Lake County.
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