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Waukegan, IL Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Waukegan, IL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Applies to
Mapped floodplains, floodways, floodway fringes
Map source
USGS Hydrologic Investigations Atlas, 1964-1971
Permit hold
No zoning/building/subdivision permit until compliant
Variance review
Planning department decides within 90 days
Supplements
Subdivision, zoning, and building codes

Summary

Waukegan regulates grading, subdivision, and construction in its mapped floodplains through Sec. 6-92, layering flood-control requirements on top of the city's subdivision, zoning, and building code permits, and Sec. 6-116 blocks any zoning, building, or subdivision permit until the article's flood requirements are met.

(a)This article supplements the following ordinances of the city:(1)Subdivision ordinance;(2)Zoning ordinance;(3)The International Building Code or International Residential Code as revised.(b)The provisions of this article hereby further regulate:(1)The subdivision, layout and improvement of land, including drainage, underground utilities and service facilities.(2)The excavation, filling and grading of lots and other parcels and areas of floodplains, the storing of certain materials thereon, streams along other floodwater runoff channels, detention ponds and basins.(3)The location, construction and elevation of buildings and other structures, parts and appurtenances thereof in areas subject to flooding, and the drainage of parking lots and other paved lots or areas.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 113).

Full Breakdown

Article IV of Chapter 6, Flood Damage Prevention and Control, applies across the floodplains, floodways, and floodway fringes mapped under Sec. 6-91's definitions and identified on the United States Geological Survey Hydrologic Investigations Atlas maps referenced in Sec. 6-93. Sec. 6-92(a) states the article supplements, rather than replaces, the city's subdivision ordinance, zoning ordinance, and adopted building codes. Subsection (b) spells out what it additionally regulates: the subdivision, layout, and improvement of land including drainage and underground utilities; the excavation, filling, and grading of floodplain lots and the storing of materials on them, plus streams, runoff channels, detention ponds, and basins; and the location, construction, and elevation of buildings and other structures in flood-prone areas, along with drainage for parking lots and paved areas.

Subsection (c) requires an applicant to satisfy the submission and approval steps of those other ordinances, subdivision plats, improvement plans, building and zoning permits, inspections, and appeals, in addition to whatever this article and state regulations require, before starting any regulated work. Sec. 6-116 backs that up directly: no zoning, building, or subdivision permit can be granted anywhere in the city unless the flood-control article's requirements have been met, giving the planning and building departments a hard stop on issuing permits in a mapped flood area until compliance is shown.

Violations & Fines

Sec. 6-116 withholds any zoning, building, or subdivision permit until the applicant satisfies Article IV's flood-control requirements, so noncompliant work in a mapped floodplain, floodway, or detention basin area cannot legally obtain city approval in the first place; Sec. 6-94 is the only route around a mapped requirement, and it requires a technical variance justified to the planning department within a 90-day review.

Frequently Asked Questions

Can I get a Waukegan building permit for a flood-prone lot without a flood review?
No. Sec. 6-116 blocks any zoning, building, or subdivision permit citywide until the requirements of the flood damage prevention article have been met, on top of the normal permitting steps.
What maps define Waukegan's floodplain for these rules?
The United States Geological Survey Hydrologic Investigations Atlas, series HA, dated 1964 through 1971, referenced in Sec. 6-93, sets the mapped locations of streams, runoff channels, and detention basins the article regulates.
Can I challenge the mapped flood designation on my property?
Yes, through the Sec. 6-94 variance process. You submit technical and factual evidence that the mapped conditions no longer exist to the planning department, which must decide within 90 days and can revise the official map.

Sources & Official References

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