FEMA flood zone rules in Saginaw, MI — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Michigan requires EGLE permits for occupation, filling, or construction within the 100-year floodplain of any river or stream statewide.
Under MCL 324.3104 and 324.3108, EGLE administers floodplain regulations that prohibit unpermitted occupation or alteration of the 100-year floodplain of streams draining two square miles or more. Permits require demonstration that the project will not raise the regulatory flood elevation or cause harmful interference. Communities participating in the National Flood Insurance Program must also adopt local ordinances meeting FEMA minimums; state rules take precedence where stricter.
Civil fines up to $10,000 per day plus mandatory restoration of altered floodplain.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
See how Saginaw's flood zones rules stack up against other locations.
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