FEMA flood zone rules in Severna Park, MD β also called floodplain regulations or special flood hazard area (SFHA) rules β determine flood insurance requirements and elevation standards for new construction.
Severna Park has FEMA-mapped flood zones, particularly near the Severn River and Magothy River waterfront areas. The Chesapeake Bay Critical Area Act applies to properties within 1,000 feet of tidal waters. Anne Arundel County participates in the NFIP. Flood insurance is required for properties in Special Flood Hazard Areas.
Severna Park participates in the National Flood Insurance Program and enforces floodplain management regulations. Properties in FEMA-designated Special Flood Hazard Areas (100-year floodplain) must meet minimum construction standards. New buildings must be elevated above base flood elevation. Substantial improvements to existing structures trigger elevation requirements. Flood insurance required for federally-backed mortgages in SFHA zones. Fill and grading in floodways prohibited. Severna Park may maintain higher standards than FEMA minimums. Flood zone maps available through FEMA Map Service Center and local planning department.
Construction below flood elevation: retroactive compliance required, fines $500 to $5,000. Floodway encroachment: removal order. Failure to maintain flood insurance: lender force-placement at higher cost.
Severna Park, MD
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Severna Park, MD
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Severna Park, MD
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Severna Park, MD
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