California HOAs may levy regular and special assessments, charge late fees and interest, record liens, and ultimately foreclose on delinquent owners under the Davis-Stirling Act. State law (Civil Code sections 5650-5740) caps fees and interest and imposes strict notice steps and a delinquency threshold before any foreclosure may proceed.
Under Civil Code section 5650, an assessment is delinquent 15 days after it is due. The HOA may add a late charge of 10% of the delinquent amount or $10, whichever is greater, plus interest up to 12% per year and reasonable collection costs and attorney's fees. Before recording a lien, the association must mail a 30-day itemized pre-lien notice by certified mail (section 5660). Section 5720 bars nonjudicial foreclosure to collect regular assessments unless the delinquency (excluding fees, interest, and late charges) reaches $1,800 or is more than 12 months overdue. Smaller debts must be pursued via small claims or a recorded lien instead.
Owners who fall behind face late fees, 12% interest, collection costs, attorney's fees, a recorded lien and, once the $1,800/12-month threshold is met, judicial or nonjudicial foreclosure and forced sale of the home.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Martinez, CA
Amplified music in Martinez is prohibited from being plainly audible beyond 50 feet from the property line at any time, and is subject to full quiet hour res...
Martinez, CA
Martinez has no municipal airport and aircraft noise is primarily regulated at the federal level by the FAA. Buchanan Field Airport in nearby Concord generat...
Martinez, CA
Construction noise in Martinez is restricted to 7:00 AM to 7:00 PM Monday through Friday and 8:00 AM to 5:00 PM on Saturdays, with no construction permitted ...
Martinez, CA
Martinez prohibits habitual dog barking that disturbs neighbors under Municipal Code Chapter 6.04 and noise provisions in Chapter 8.20. Continuous barking fo...
Martinez, CA
Vehicle noise in Martinez is regulated through California Vehicle Code sections enforced by Martinez Police, including prohibitions on modified exhaust syste...
Martinez, CA
Martinez Municipal Code Chapter 8.20 prohibits unreasonably loud, disturbing, or unnecessary noise between 10:00 PM and 7:00 AM on weekdays and 10:00 PM and ...
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