Palm Springs, CA HOA Rules: Assessment & Dues (2026)

Palm Springs HOA assessments are governed by California Civil Code sections 5600 through 5740 (Davis-Stirling's assessment and lien provisions). Key rules include: annual operating budget adopted and distributed at least 30 days before fiscal year start (Civil Code 5300); regular assessment increases greater than 20% require a member vote; special assessments exceeding 5% of annual gross budget also require a member vote unless for an emergency or court order. Delinquent owners must receive a pre-lien letter (section 5660), a 30-day cure period, and a board vote in open session before a lien is recorded. Collection costs, interest (up to 12% per annum), and late fees (the greater of $10 or 10% of delinquency) may be added. Foreclosure of a delinquency is strictly limited: Civil Code section 5720 prohibits non-judicial foreclosure for delinquencies under $1,800 or less than 12 months old without separate legal action. Palm Springs condo owners in resort-style communities sometimes face significant increases tied to mid-century building maintenance and wildfire insurance premium surges. Homeowners can request payment plans, and Davis-Stirling requires the HOA to offer ADR before judicial action.