Philadelphia County HOA assessments are governed by 68 Pa.C.S. §5314-5315. Unpaid dues become a lien on the unit. Special assessments over set thresholds typically require owner vote.
Regular assessments fund the association budget and must be levied uniformly per allocated interests declared in the community declaration. Under 68 Pa.C.S. §5315, unpaid assessments automatically constitute a lien on the unit recordable by the association without court order. Special assessments for capital items above declaration thresholds (commonly 15 percent of annual budget) require owner approval. Late fees, interest up to 15 percent APR, and collection costs are recoverable. Six-month super-priority lien over first mortgage per §5315(b).
Unpaid assessments: lien, foreclosure possible, plus interest and legal fees recoverable.
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