Massachusetts has no comprehensive HOA act. Condominium associations get a powerful statutory lien under M.G.L. c. 183A § 6 that carries a six-month super-priority over a first mortgage. Non-condo HOAs have no such statute and rely on their recorded declaration plus c. 180 nonprofit law to assess and collect.
Under M.G.L. c. 183A § 6, the organization of unit owners has a lien on a unit "for any common expense assessment levied against that unit from the time the assessment becomes due." That lien ranks ahead of most encumbrances except a first mortgage recorded before delinquency and real-estate-tax liens. Crucially, Massachusetts grants a six-month super-priority: the lien is prior to such a first mortgage "to the extent of the common expense assessments ... which would have become due ... during the six months immediately preceding institution of an action to enforce the lien" plus costs and reasonable attorneys' fees. The lien is enforced under c. 254 §§ 5 and 5A. Non-condominium HOAs get no statutory lien — collection depends on the declaration and c. 180.
Unpaid condo assessments become a lien foreclosable under c. 254 §§ 5–5A, with a six-month slice plus costs and reasonable attorneys' fees taking priority over a first mortgage (§ 6). The association may also accept a deed in lieu of enforcement. Non-condo HOA remedies are only whatever the recorded declaration provides.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Quincy, MA
Quincy Code Article III (Animal Control) prohibits owners or keepers from allowing animals to disturb the quiet of any person by barking, howling, biting, or...
Quincy, MA
Under Quincy Code Chapter 215, permitted construction may begin no earlier than 7:00 AM and must finish by 6:00 PM. Contractors must prepare a written noise-...
Quincy, MA
Quincy regulates noise under Chapter 215 of the City Code, adopted June 7, 2010 (Order No. 2010-114). Residential zones may not exceed 75 dBA from 7 AM–5 PM ...
Quincy, MA
Quincy regulates on-street parking under its traffic ordinances and a resident permit system. Time limits are enforced daily; a vehicle that moves to an adja...
Quincy, MA
Quincy's ordinance broadly prohibits commercial vehicles from parking on public streets. Commercial vehicles are defined as any vehicle over one ton, with 5+...
Quincy, MA
Quincy's zoning and traffic codes regulate driveway use. Blocking a private road or driveway on public streets is prohibited. Resident parking permits are on...
See how Quincy's assessment & dues rules stack up against other locations.
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