NY condos and HOAs can lien units for unpaid assessments under RPL 339-aa (condos) and declaration (HOAs). Foreclosure requires judicial process; typical 9% interest cap.
Under NY Real Property Law 339-aa, a condo board has an automatic lien on a unit for unpaid common charges upon filing a verified statement with the county clerk. The lien is subordinate to first mortgages and certain taxes. HOAs can lien only if authorized by the declaration. NY requires judicial foreclosure to collect, with no non-judicial sale. Interest on unpaid assessments is typically capped at 9% per CPLR 5004 unless the declaration specifies a higher rate. Ulster County HOAs must file lien statements with the Ulster County Clerk.
Contact your local code enforcement office for specific penalty information.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
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