Miami, FL HOA Rules: CC&R Enforcement (2026)

Florida provides specific rules for association enforcement of covenants, conditions, and restrictions. Under FL §720.305 (HOAs) and §718.303 (condos), associations may levy fines for rule violations after a hearing before a committee of members who are not board members (the fining committee). HOA fines are capped at $100 per day per violation, with a maximum aggregate of $1,000 per violation unless the governing documents specify otherwise. The fining committee must approve each fine by majority vote after giving the violating owner a 14-day notice and opportunity to be heard. Associations may also suspend voting rights and common-area use rights for owners more than 90 days delinquent in assessments (§718.303(5) for condos, §720.305(5) for HOAs). Common enforcement actions include: written notice of violation, opportunity to cure, fining committee hearing, fine imposition, and suspension of privileges. For persistent violations, associations may seek injunctive relief in circuit court. Florida law requires uniform enforcement — selective enforcement is a defense to fine collection. Associations may record a claim of lien for unpaid fines if the governing documents authorize it.