Miami, FL HOA Rules: Board Procedures (2026)

Florida provides two main statutes governing community associations: the Condominium Act (FL §718) for condominiums and the Homeowners' Association Act (FL §720) for HOAs. Both require: annual meetings of members with at least 14 days' written notice, board meetings open to all members (except when discussing litigation, personnel, or contract negotiation), maintenance of official records accessible to members, annual financial reports (audited for large associations), and board member certification or education courses within 90 days of election. Under §718.112(2)(d), condo board meetings require 48-hour posted notice. Board members serve staggered terms. Quorum for meetings is typically 30% of voting interests unless bylaws specify otherwise. Electronic voting is permitted under §718.128 for condos. Florida's 2024 condo safety reforms (SB 4-D, responding to the Surfside collapse) added requirements for structural integrity reserve studies, milestone inspections for buildings 3+ stories at 25 years (or 20 years within 3 miles of coast), and mandatory reserve funding. These requirements significantly impact Miami condo boards.