Nashville, TN HOA Rules: Dispute Resolution (2026)

Tennessee does not have a dedicated HOA dispute resolution statute, mandatory mediation program, or state ombudsman for HOA issues. Nashville homeowners with HOA disputes must primarily rely on the association's internal grievance procedures as outlined in its bylaws and declaration. If internal resolution fails, homeowners may pursue private mediation or arbitration, though these are not mandated by state law. Court action through the Davidson County courts is available for disputes that cannot be resolved informally. Common legal claims include breach of the declaration/bylaws, breach of fiduciary duty, selective enforcement, and improper assessment collection. Tennessee courts apply contract law principles to CC&Rs, generally construing ambiguities in favor of the property owner and free use of property. For discrimination complaints, homeowners may file with the Tennessee Human Rights Commission or the federal HUD. Attorney fees may be awarded to the prevailing party if the governing documents contain an attorney fee provision. The Tennessee Bar Association provides referral services for HOA-related legal matters. Some Nashville HOAs include mandatory arbitration clauses in their governing documents, which Tennessee courts will generally enforce.