Des Moines does not require an STR operator to live onsite during guest stays. Both hosted and unhosted whole-home rentals are allowed citywide if the operator holds a valid short-term rental permit under Zoning Ch. 134-2.6.4.
Unlike many large cities, Des Moines treats hosted and unhosted short-term rentals the same way under Zoning Ordinance Ch. 134-2.6.4. Operators do not have to occupy the dwelling during a booking, and the city does not cap unhosted nights per year. The permit holder must, however, designate a local responsible party who can respond to complaints within a defined window, maintain liability insurance, and ensure the property meets life-safety and occupancy standards. Neighborhood density limits and zoning district eligibility still apply.
Operating without a valid permit, without a designated local responder, or in a district where STRs are not allowed can trigger civil penalties and permit revocation.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Des Moines, IA
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