Bessemer does not require short-term rental operators to carry specific liability insurance. No municipal STR ordinance exists. Operators are strongly advised to obtain commercial STR or landlord insurance, as standard homeowners policies typically exclude commercial rental activity.
Because Bessemer has no STR ordinance, there is no minimum liability coverage amount, no named-insured requirement, and no proof-of-insurance filing with the city. Hosts relying solely on platform host protections (e.g., Airbnb AirCover, Vrbo Liability Insurance) are not named insureds and may have gaps. Industry practice is $1M general liability through a dedicated STR carrier. Jefferson County AL also imposes no insurance requirement.
Contact your local code enforcement office for specific penalty information.
Bessemer, AL
Bessemer Code Chapter 14 (Animals) addresses animal-related nuisances. Persistent barking dogs constitute a nuisance under the city ordinance and state law. ...
Bessemer, AL
Bessemer regulates construction noise through building permit conditions and the general nuisance ordinance. Construction activities are expected during norm...
Bessemer, AL
Bessemer regulates noise under its general nuisance provisions in the Code of Ordinances. Alabama state law (Ala. Code §13A-11-7) provides a baseline disorde...
Bessemer, AL
Bessemer requires building permits for driveway construction. Vehicles must not obstruct sidewalks or public rights-of-way. Driveway standards are set by the...
Bessemer, AL
Bessemer's zoning ordinance (Appendix B) regulates vehicle storage in residential districts. RV and recreational vehicle parking is subject to zoning distric...
Bessemer, AL
Bessemer's zoning ordinance restricts commercial vehicle use in residential zones. Heavy commercial vehicles may not be parked overnight in residential areas...
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