Fairfax County requires short-term lodging operators to carry liability insurance covering guest stays. Standard homeowner policies often exclude commercial rental activity, so operators must obtain dedicated STR coverage under Zoning Ordinance Section 6-409.
Fairfax County Zoning Ordinance Section 6-409 requires applicants for short-term lodging permits to maintain liability insurance covering the rental activity, typically at minimum 500,000 dollars per occurrence. Coverage may come through the booking platform host protection program or a stand-alone STR policy. Proof of insurance must be submitted at permit application and renewal. Operators should disclose the rental use to their underlying homeowner carrier to avoid policy cancellation under Virginia insurance law.
Failing to maintain required insurance can result in permit denial, suspension, or revocation by Fairfax County. Civil penalties for operating without a valid permit can reach 1,000 dollars per violation under Virginia Code Section 15.2-2286.
Fairfax County, VA
Fairfax County's Zoning Ordinance limits front-yard fences and walls to 4 feet on most residential lots, while side and rear yards may go up to 7 feet. Lots ...
Fairfax County, VA
Fairfax County requires a building permit from Land Development Services for any private pool, spa or hot tub with a surface area greater than 150 sq ft, cap...
Fairfax County, VA
Fairfax County does not allow detached backyard tiny homes on most residential lots. The Zoning Ordinance treats a second dwelling as an Accessory Living Uni...
Fairfax County, VA
Fairfax County treats a carport as a freestanding accessory structure under the Zoning Ordinance (Chapter 112), Article 4 use rules and Article 5 dimensional...
Fairfax County, VA
Fairfax County enforces residential pool barriers under the Virginia Uniform Statewide Building Code (VUSBC, 13VAC5-63), which adopts the International Swimm...
Fairfax County, VA
Fairfax County permits Accessory Living Units (ALUs) under Zoning Ordinance Section 4102.7. Interior ALUs (within the principal dwelling) may be approved by ...
See how Fairfax County's insurance requirements rules stack up against other locations.
Help us keep this page accurate. If you notice an error or outdated information, let us know.