Lewisville does not mandate STR insurance, but standard homeowner policies exclude rental activity. Operators should carry host liability or commercial coverage.
The City of Lewisville does not currently mandate a minimum insurance policy amount specifically for short-term rental operators in the ordinance. However, standard Texas homeowner insurance policies generally exclude coverage for commercial rental activities, meaning damage or liability arising from STR guests may not be covered. Operators are strongly advised to carry host liability coverage, either through the rental platform (Airbnb offers AirCover with up to 1 million dollars host liability) or through a separate commercial short-term rental insurance policy. TX Property Code 92.0562 requires landlords to disclose insurance limitations to tenants for leases, though this does not technically apply to stays under 30 days. TX Property Code 202.007 limits HOA ability to restrict certain property uses but does not override insurance requirements imposed by the HOA master policy. Many Lewisville HOAs in Castle Hills and other master-planned communities require proof of insurance for any rental activity. Operators should review their HOA covenants and consult an insurance agent familiar with DFW-area STR coverage.
No city penalty for lacking insurance. However, operators face full personal liability for guest injuries and property damage without adequate coverage.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Lewisville, TX
Lewisville treats persistent barking as a noise disturbance under Ch. 18. A dog barking continuously for 15 minutes or intermittently for 30 minutes triggers...
Lewisville, TX
Lewisville sits about 10 miles south of DFW International Airport with regular overflight noise. Federal law preempts local regulation of flight paths and al...
Lewisville, TX
Lewisville limits construction noise to 7 a.m. to 8 p.m. Monday through Saturday under Ch. 18. Sunday and holiday work requires a special permit from Buildin...
Lewisville, TX
Lewisville prohibits amplified music plainly audible at a neighboring property during quiet hours of 10 p.m. to 7 a.m. under Ch. 18. City events require soun...
Lewisville, TX
Lewisville uses a plainly-audible standard rather than fixed decibel limits under Ch. 18. No dBA thresholds are codified; officers may use sound meters as ev...
Lewisville, TX
Lewisville regulates outdoor music under Ch. 18. Live and recorded music must not be plainly audible at neighboring property during quiet hours of 10 p.m. to...
Side-by-side rule comparisons with other cities in Denton County.
See how other cities in Denton County handle insurance requirements.
See how Lewisville's insurance requirements rules stack up against other locations.
Quick Compare
Help us keep this page accurate. If you notice an error or outdated information, let us know.