None imposed by the county. Idaho Code 67-6539 bars counties from requiring liability insurance beyond what any home carries. Kootenai County mandates no STR-specific coverage, though hosts are strongly advised to carry short-term-rental liability insurance.
State law lists mandatory additional insurance among the STR-specific obligations a county may not impose. Kootenai County therefore cannot require a short-term rental to carry liability coverage that ordinary homes are not required to hold, and no such rule exists in county code. This is a permission, not a recommendation to skip coverage: standard homeowner policies often exclude commercial short-term rental activity, so hosts should confirm coverage or add an STR endorsement. Marketplaces like Airbnb offer host protection, but it may not replace a proper policy. City rules may differ inside incorporated limits.
No county insurance mandate exists, so there is no related penalty. Lack of coverage is a private financial risk, not a code violation.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Kootenai County, ID
Kootenai County has no ordinance banning backyard composting; home composting of yard and food scraps is allowed. Compost must not become a nuisance (odor, v...
Kootenai County, ID
Kootenai County has no ordinance banning or specifically regulating artificial turf on residential lots. Standard site rules still apply near water: replacin...
Kootenai County, ID
Kootenai County does not require or prohibit native-plant landscaping generally, but along the shoreline it actively encourages native vegetation: the county...
Kootenai County, ID
Kootenai County has no ordinance banning rain barrels. Rainwater collection in Idaho is governed by state water law: Idaho allows collecting rainwater and di...
Kootenai County, ID
Kootenai County itself sets no countywide lawn-watering schedule. Outdoor watering limits, if any, come from your city or your water/irrigation provider. Und...
Kootenai County, ID
Idaho law makes weed control mandatory: every landowner must control noxious weeds on their property at their own cost (Idaho Code 22-2407). Kootenai County'...
See how Post Falls's insurance requirements rules stack up against other locations.
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