Dorchester County may require hosts to carry liability insurance for short-term rental properties. Minimum coverage amounts vary by jurisdiction.
Dorchester County may require short-term rental hosts to maintain liability insurance covering guest injuries and property damage. Typical minimum coverage is $500,000 to $1,000,000. Standard homeowner policies often exclude commercial rental activity, so hosts may need a separate rider or commercial policy. Platform-provided insurance (like Airbnb Host Protection) may not satisfy local requirements. Proof of insurance may be required at permit renewal.
Operating without required insurance may result in permit denial or revocation. Hosts may face personal liability for uninsured claims.
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See how Summerville's insurance requirements rules stack up against other locations.
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