St. Louis, MO Short-Term Rentals: Primary-Residence-Only Rule (2026)

St. Louis splits short-term rental permits into 'occupied' and 'non-occupied' tracks. To get the occupied-track permit, the $150 application must be accompanied by a form affirming the property is occupied by an owner (or authorized tenant/lessee) who uses it as their primary residence, and the ordinance states an individual may have only one primary residence in the City. The applicant must also affirm the resident paid personal property tax at that address for the prior tax period. Properties that don't meet primary-residence status must instead seek a non-occupied short-term rental permit, which requires a graduated business license and is capped at four units per owner citywide, with additional per-building density limits.