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Charleston, SC Accessory Structures: ADU Owner Occupancy (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Owner-occupancy test
Main house or ADU, not neither
If neither is owner-occupied
ADU cannot be rented separately
Recorded in
Declaration of Covenants and Restrictions
Governing section
Sec. 54-214(g)(1)
Runs with
The land, binds future owners

Summary

Charleston requires either the main house or the accessory dwelling unit on a lot to be owner-occupied and serve as the owner's primary dwelling. Sec. 54-214(g)(1) blocks renting the ADU separately from the principal home whenever neither unit is owner-occupied, and the condition is locked into a recorded covenant.

g. The DCR shall include the following terms, conditions, and provisions: 1. Either the principal dwelling unit or the ADU must be owner-occupied and serve as the primary dwelling unit for the owner of the lot. If neither dwelling unit is owner-occupied, the ADU may not be rented separately from the principal dwelling unit.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 114 | Zoning: Supplement 25).

Full Breakdown

Sec. 54-214(g) requires every ADU approval in Charleston to be backed by a recorded Declaration of Covenants and Restrictions, and the first condition in that covenant is the owner-occupancy test. Sec. 54-214(g)(1) states that either the principal dwelling unit or the ADU must be owner-occupied and serve as the primary dwelling unit for the owner of the lot, and that if neither dwelling unit is owner-occupied, the ADU may not be rented separately from the principal dwelling unit. In practice this means an absentee owner who does not live in either unit cannot run the ADU as an independent rental while renting out or vacating the main house; the two units have to be leased or occupied together in that scenario.

An owner who does live in the principal home, or who lives in the ADU itself, satisfies the test and can rent the other unit out separately as an ordinary long-term rental. The requirement is recorded against the property before Planning and the Office of Corporation Counsel will approve a certificate of occupancy for the ADU, under Sec. 54-214(a) and (b), so the condition runs with the land and binds future owners, not just the applicant who built the ADU. It sits alongside the other DCR terms in Sec.

54-214(g), including the ban on subleasing and short-term rental use of either unit, the two-adult occupancy cap on the ADU, and the prohibition on converting the property into a horizontal property regime.

Violations & Fines

Renting the ADU separately from the principal home when neither unit is owner-occupied breaches the recorded DCR condition in Sec. 54-214(g)(1). Sec. 54-214(g)(8) gives the city the right to enforce the covenant by any legal or equitable means, including revocation of the certificate of occupancy, and an unpermitted use can also be pursued as a misdemeanor and enjoined under the general zoning penalty section, Sec. 54-950.

Frequently Asked Questions

Can I rent out both my Charleston house and my ADU to different tenants?
Only if you live in one of them. Sec. 54-214(g)(1) requires either the principal dwelling or the ADU to be owner-occupied and serve as your primary residence. If you occupy neither unit, the ADU cannot be rented separately from the principal home under the recorded covenant.
Is the Charleston ADU owner-occupancy rule recorded against the property?
Yes. It is written into the Declaration of Covenants and Restrictions required by Sec. 54-214(a) and (b), which Planning and the Office of Corporation Counsel must approve before the DCR is recorded with the Register of Deeds, so the requirement binds future owners, not just the person who built the ADU.
What happens if a Charleston property violates the ADU owner-occupancy covenant?
The city can enforce the covenant by any legal or equitable means available, including revoking the certificate of occupancy under Sec. 54-214(g)(8). The property could also face zoning enforcement under Sec. 54-950, which treats an unpermitted use as a misdemeanor and allows an injunction to stop it.

Sources & Official References

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