Anchorage pawnbrokers must hold an MOA license under AMC Title 10 and submit daily transaction reports to APD identifying pledges, sellers, and serial numbers. Holding periods deter trafficking in stolen property.
AMC Title 10.55 regulates pawnshops, secondhand dealers, and precious-metal buyers. Operators apply for an MOA license through the Clerk's Office, post a bond, and pay annual fees. Each transaction must be reported electronically (LeadsOnline or APD-approved system) within 24 hours, listing the customer's photo ID, a description and serial number of each item, and the loan or purchase amount. Pawned goods must be held at least 30 days before resale, and police can place an investigative hold of up to 90 days. Maximum interest follows AS §08.76.100. APD's Property Crimes Unit audits compliance and recovers stolen property through reported records.
License violations: $500–$2,000 fines per occurrence and license revocation. Failure to report transactions: misdemeanor with up to $1,000 fine and 90 days jail per occurrence.
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