Providence, RI Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- Annual license charge
- $200.00 for each pawnbroker's license
- Issuing office
- Bureau of licenses
- When required
- Before engaging in business as a pawnbroker in Providence
- Transferable
- No, the license covers only the person named in it
- Display
- Conspicuous place in the licensed premises
- Seller identification
- Photo ID plus a clear print of the seller's right thumb
- Records open to
- Chief of police, deputy chief, or their authorized designees
Summary
Providence makes it unlawful to engage in business as a pawnbroker in the city without first procuring a license from the bureau of licenses. The annual charge is $200.00 for each pawnbroker's license, a figure carried by Ord. No. 2025-23 of June 26, 2025. The license must be displayed on the premises, cannot be transferred, and can be revoked for violations.
It shall be unlawful for any person to engage in business as a pawnbroker in the city, unless he first shall have procured a license therefor from the bureau of licenses. ... The sum of two hundred dollars ($200.00) shall be the annual charge for each pawnbroker's license. (Rules of Bd. of Ald., ch. 2, r. 24; Rev. Ords. 1946, ch. 19, § 3; Ord. No. 2025-23 , § 3, 6-26-25) ... No license to engage in business as a pawnbroker shall operate to authorize any person other than the person named therein to act thereunder, and no such license shall be transferable.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 7).
Full Breakdown
Section 14-155 of the Providence Code of Ordinances makes pawnbroking a licensed business. A person who engages in business as a pawnbroker in the city without first procuring a license from the bureau of licenses is breaking the law, and the code draws no line between a new shop and an established one: the license comes first. Section 14-156 sets the price at $200.00 as the annual charge for each pawnbroker's license. The history line printed under that section ends with Ord. No. 2025-23, § 3, adopted 6-26-25, so $200.00 is the figure in the current edition of the code. The charge applies to each license and recurs every year.
The rest of Article VIII attaches conditions to that license. Under § 14-157, every licensee must display the license in a conspicuous place in the premises it operates. Under § 14-158, the license authorizes only the person named in it to act under it, and it is not transferable, so a buyer who takes over a pawnshop cannot step into the seller's license. Section 14-160 requires a licensed pawnbroker to keep and maintain appropriate books and records of the business, and those records must at all times be open to inspection by the chief of police, the deputy chief of police, or any other person either of them authorizes.
Section 14-161 adds an identification rule for the people who sell goods to a pawnbroker. The licensee must require the seller to present a valid motor vehicle operator's license containing a photograph, or other suitable identification containing a photograph. The licensee must also obtain a clear and identifiable print or impression of the seller's right thumb, and must maintain a record of the same, together with any other records required by law.
Article VIII opens with a State Law reference to chapter 19-26 of the Rhode Island General Laws of 1956, which covers the licensing and regulation of pawnbrokers. Section 14-159 ties the city license to that wider framework by making a licensee answerable for rules governing the conduct of pawnbrokers established by the bureau of licenses or by the state.
Violations & Fines
Operating as a pawnbroker without the license breaks § 14-155. Section 14-161(d) sends any violation of the seller identification rules to the penalties in § 1-10 and/or § 14-159. Section 1-10 sets a fine of not less than $1.00 nor more than $500.00, or imprisonment of not less than one day nor more than 30 days, and each day a violation continues is a separate offense. Under § 14-159, a licensee who violates a license condition or a bureau or state rule suffers revocation, and the license can also be revoked for violating any other provision of the Code of Ordinances, in addition to any other penalty.
Frequently Asked Questions
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Sources & Official References
Other rules in Providence
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