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Providence, RI Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License fee
$100 annually
Issuing authority
Bureau of Licenses
Transferable
No: named holder only
Seller ID required
Photo ID + right thumbprint
Records
Open to police inspection

Summary

Providence requires anyone operating a pawnbroking business to obtain an annual $100 license from the bureau of licenses before opening, with no exceptions for occasional or informal dealers.

It shall be unlawful for any person to engage in business as a pawnbroker in the city, unless he first shall have procured a license therefor from the bureau of licenses. ... The sum of one hundred dollars ($100.00) shall be the annual charge for each pawnbroker's license.

Source: Rhode Island General LawsView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 7).

Full Breakdown

Operating as a pawnbroker in Providence without a license is unlawful under Sec. 14-155, and the bureau of licenses issues one only after payment of a $100 annual fee (Sec. 14-156). The license must be posted where customers can see it, applies only to the person named on it, and cannot be sold or transferred to a new owner (Sec. 14-158). Breaking any license condition, or any other Code provision, exposes the licensee to revocation by the bureau of licenses at any time (Sec. 14-159). Pawnbrokers must also record each seller's photo ID and a right-thumb print for every transaction (Sec. 14-161).

Violations & Fines

Operating without a license violates Sec. 14-155; licensed pawnbrokers who break license conditions, skip recordkeeping, or violate other Code sections face license revocation by the bureau of licenses at any time.

Frequently Asked Questions

Can I transfer my pawnbroker license to a new owner?
No. Sec. 14-158 says no pawnbroker license authorizes anyone but the named holder to operate under it, and licenses are not transferable.
What must a Providence pawnbroker collect from sellers?
Every seller must present photo ID and give a right thumbprint, per Sec. 14-161, and those records must stay open to police inspection.

Sources & Official References

Other rules in Providence

All Providence rules

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Pawnbrokers in Nearby Cities

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Pawtucket, RI
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