Fort Worth vs Keller
How do assessment & dues rules compare between Fort Worth, TX and Keller, TX?
Fort Worth has fewer restrictions than Keller.
Fort Worth, TX
Tarrant County
TX Property Code Sec. 209.0062-209.0064 require HOAs to offer payment plans of at least 3 months for delinquent assessments. Before foreclosure, the HOA must send certified mail notice with amount owed, 30-day cure period, and right to a hearing. HOAs cannot foreclose on liens consisting solely of fines or attorney fees.
View full Fort Worth rules →Keller, TX
Tarrant County
Keller HOAs may levy regular and special assessments under CCRs and Texas Property Code 209. Past-due assessments become statutory liens on the property with foreclosure rights limited by Chapter 209 subchapter D.
View full Keller rules →Key Facts Comparison
| Fact | Fort Worth | Keller |
|---|---|---|
| Payment Plan | Minimum 3 months required | Must be offered (209.0062) |
| Cure Period | 30 days after notice | - |
| Foreclosure Limit | No fines-only liens | - |
| Code Section | TX Prop. Code Sec. 209.0062 | - |
| Lien Authority | - | TX PC 209.0091 |
| Cure Notice | - | 60 days required |
| Foreclosure Route | - | Rule 736 expedited court order |
| Payment History | - | Available under 209.008 |
Highlighted rows indicate differences between cities.
Fort Worth FAQ
Can my HOA foreclose on my home for unpaid dues?
Yes, but only under strict conditions. TX Property Code Sec. 209.009 prohibits foreclosure if the lien consists solely of fines or attorney fees. The HOA must first send certified notice, offer a payment plan, and provide a hearing opportunity. Foreclosure is a last resort after all statutory prerequisites are met.
Can the HOA deny me a payment plan?
Only if you defaulted on a previous payment plan within the last two years. Otherwise, the HOA must offer a plan allowing repayment over at least 3 months under TX Property Code Sec. 209.0062.
Keller FAQ
Can my Keller HOA foreclose on my home?
Yes, but only after strict procedural steps in Texas Property Code 209 including written default notice, a 60-day cure period, a required payment plan offer, and court authorization under Rule 736. Do not ignore HOA delinquency notices.
Are HOA late fees limited?
Texas Property Code does not cap late fees specifically, but fees must be reasonable and in line with the amount authorized in the CCRs. Excessive fees may be challenged under Chapter 209 and common-law reasonableness.
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