HOA assessments in Anchorage are authorized by AS 34.08.455 and the association declaration. Associations have a statutory lien on units for unpaid assessments and may foreclose judicially or non-judicially.
Under AS 34.08.455 of the Alaska Uniform Common Interest Ownership Act, associations have a lien on each unit for unpaid assessments, late fees, and reasonable collection costs including attorney fees. The lien arises automatically when the assessment becomes due and has priority over most other liens except first mortgages recorded before the delinquency and limited property taxes. Associations must adopt annual budgets and provide owners with notice and an opportunity to reject the budget under AS 34.08.520. Special assessments for capital projects generally require the same procedures. Delinquent assessments can be collected through civil suit and lien foreclosure. Some associations use non-judicial foreclosure under the declaration if expressly authorized. Late fees and interest must be reasonable. The statute preserves a six-month super-priority over first mortgages for a portion of unpaid assessments, aligning Alaska with many other AUCIOA states.
Contact your local code enforcement office for specific penalty information.
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Anchorage, AK
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