Bexar County, TX HOA Rules: Assessment & Dues (2026)

Annual and special assessments in Bexar County HOAs are authorized by the recorded Declaration of Covenants, Conditions, and Restrictions and governed by Chapter 209 of the Texas Property Code. Under Section 209.0062, associations must adopt and make available a reasonable payment plan policy allowing delinquent owners to cure past-due assessments over time, typically 3 to 18 months. Section 209.0063 sets a mandatory payment priority order: funds received are applied first to delinquent assessments, then current assessments, then attorneys fees and collection costs, then fines. This prevents associations from accepting an owner's check and allocating it entirely to fines, leaving assessments unpaid to justify foreclosure. Section 209.0064 requires a written notice by certified mail before the account can be referred to an attorney for collection, giving the owner 30 days to bring the account current. Chapter 209 also limits non-judicial foreclosure of assessment liens on homesteads: an association must obtain a court order under expedited Rule 736 procedures before foreclosing on a homestead property. SB 1588 enacted in 2021 further tightened these protections.