California HOAs may levy regular and special assessments, charge late fees and interest, record liens, and ultimately foreclose on delinquent owners under the Davis-Stirling Act. State law (Civil Code sections 5650-5740) caps fees and interest and imposes strict notice steps and a delinquency threshold before any foreclosure may proceed.
Under Civil Code section 5650, an assessment is delinquent 15 days after it is due. The HOA may add a late charge of 10% of the delinquent amount or $10, whichever is greater, plus interest up to 12% per year and reasonable collection costs and attorney's fees. Before recording a lien, the association must mail a 30-day itemized pre-lien notice by certified mail (section 5660). Section 5720 bars nonjudicial foreclosure to collect regular assessments unless the delinquency (excluding fees, interest, and late charges) reaches $1,800 or is more than 12 months overdue. Smaller debts must be pursued via small claims or a recorded lien instead.
Owners who fall behind face late fees, 12% interest, collection costs, attorney's fees, a recorded lien and, once the $1,800/12-month threshold is met, judicial or nonjudicial foreclosure and forced sale of the home.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Clovis, CA
Construction in Clovis permitted 7 AM-7 PM Mon-Sat. No Sunday or federal holiday construction without a permit. City projects exempt.
Clovis, CA
Clovis has no local aircraft noise ordinance. The City is about 8 miles from Fresno Yosemite International Airport, and CMC 9.22.080(F)(4) exempts federally ...
Clovis, CA
Amplified music audible beyond the property line during quiet hours violates CMC §5.24. Special event sound permits required for Old Town Clovis events.
Clovis, CA
CMC 5.27.603 requires permits for amplified outdoor music audible beyond property lines. Vehicle-mounted sound devices are banned on streets under CMC 5.27.608.
Clovis, CA
Clovis Municipal Code §6.04 prohibits habitual barking/noise from dogs. Continuous barking 10+ minutes or intermittent 30+ minutes can be cited as a nuisance.
Clovis, CA
Exotic animals prohibited under CA Fish & Game Code §2118 and CCR Title 14 §671. Ferrets, hedgehogs, monkeys, most wild animals illegal statewide. Clovis enf...
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