Dallas, TX HOA Rules: Assessment & Dues (2026)
Key Facts
- Notice Required
- Written 30-day delinquency notice before lien
- Payment Plans
- Must be offered, minimum 3-month repayment
- Foreclosure
- Requires court order (Section 209.0092)
- No Foreclosure For
- Debts consisting solely of fines or attorney's fees
- Governing Law
- Texas Property Code Chapter 209
Summary
Texas Property Code Chapter 209 governs HOA assessment collection in Dallas. Before an HOA can file a lien for unpaid assessments, it must provide a written notice of delinquency with the amount owed, late fees, and a 30-day cure period (Section 209.0062). HOAs must offer payment plans allowing repayment over at least 3 months. Foreclosure on an assessment lien requires a court order and is prohibited if the debt is solely for fines or attorney's fees.
Sec. 209.0063. PRIORITY OF PAYMENTS. (a) Except as provided by Subsection (b), a payment received by a property owners' association from the owner shall be applied to the owner's debt in the following order of priority: (1) any delinquent assessment; (2) any current assessment; (3) any reasonable attorney's fees or reasonable third party collection costs incurred by the association associated solely with assessments or any other charge that could provide the basis for foreclosure; (4) any reasonable attorney's fees incurred by the association that are not subject to Subdivision (3); (5) any reasonable fines assessed by the association; and (6) any other reasonable amount owed to the association.
Full Breakdown
Under Texas Property Code Chapter 209, HOAs in Dallas have the authority to levy regular and special assessments as outlined in their governing documents. Before pursuing collection, the association must send a written notice of delinquency to the owner specifying the total amount owed including principal, interest, late fees, and reasonable attorney's fees, plus a description of the owner's right to request a payment plan. 0062 requires the HOA to offer a payment plan that allows the owner to pay the delinquent amount over a period of at least 3 months.
The HOA may not accelerate the full balance of assessments due solely because of a delinquency. 0092. An HOA cannot foreclose on an assessment lien if the debt consists solely of fines or attorney's fees. Interest on delinquent assessments cannot exceed the rate stated in the governing documents or the maximum rate under Texas Finance Code. Regular assessments may be increased according to the association's bylaws, which typically require a membership vote for increases above a certain threshold.
Violations & Fines
Failure to pay assessments can result in late fees, interest, lien filing, and ultimately foreclosure (with court order). However, the HOA must first provide 30-day written notice and offer a payment plan. Owners who dispute assessments can pursue alternative dispute resolution under Section 209.0071.
Frequently Asked Questions
Can my Dallas HOA foreclose on my home for unpaid dues?
Does my HOA have to offer a payment plan for delinquent assessments?
Sources & Official References
Other rules in Dallas
Texas rules heatmap·Compare Dallas to another location·View the Texas hoa rules overview
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Assessment & Dues in Nearby Cities
How other cities in Dallas County handle assessment & dues.