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Mesquite, TX HOA Rules: Assessment & Dues (2026)

Light Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Assessments Must Be
Assessments must be authorized by recorded CC&Rs
Payment Plans At
Payment plans of at least three months must be offered
Court Order Before
Court order required before HOA lien foreclosure
Written Delinquency Notice
Written delinquency notice required before fees
City Mesquite Does
City of Mesquite does not collect HOA dues

Summary

HOAs in Mesquite may levy assessments authorized by their CC&Rs; collection, late fees, and foreclosure follow Texas Property Code Chapter 209 with mandatory notice and payment-plan rights.

Sec. 209.0061. ASSOCIATION POLICY; FINES. (a) This section does not apply to a property owners' association that is not authorized by the association's dedicatory instrument to levy a fine.(b) A property owners' association board shall adopt an enforcement policy regarding the levying of fines by the property owners' association. The policy must include:(1) general categories of restrictive covenants for which the association may assess fines;(2) a schedule of fines for each category of violation; and(3) information regarding hearings described by Section 209.007.

Source: Mesquite Code of OrdinancesView official code

Full Breakdown

HOA dues, special assessments, and fines must be authorized by the association's recorded declaration and imposed in accordance with Texas Property Code Chapter 209. Before an HOA may charge late fees, interest, or attorney fees, it must send the owner a written notice of delinquency and offer the opportunity to cure. Chapter 209 requires associations to offer a payment plan of at least three months to owners who request one, provided the owner has not defaulted on a prior plan within the last two years. Assessment liens must be recorded in Dallas County property records, and nonjudicial foreclosure of an HOA assessment lien requires a court order under Chapter 209.0092 plus the Section 51.002 notice timeline. The City of Mesquite does not collect HOA assessments and cannot place a municipal lien for unpaid dues; however, unpaid city code-enforcement liens are separate and attach independently.

Frequently Asked Questions

Can a Mesquite HOA foreclose on my home for unpaid dues?
Potentially, but only after obtaining a court order under Texas Property Code 209.0092 and following strict pre-foreclosure notice requirements.
Must the HOA offer a payment plan?
Yes. Chapter 209 requires HOAs to make a payment plan of at least three months available, barring a recent prior default.
Do I get notice before late fees are added?
Yes. Written notice of delinquency and an opportunity to cure are required before the HOA may charge late fees, interest, or attorney fees.

Sources & Official References

Other rules in Mesquite

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