Dearborn HOA Rules: Assessment & Dues Rules (2026)

Condominium associations in Dearborn derive assessment authority from the Michigan Condominium Act MCL 559.169, which allows the association to assess co-owners for common expenses, levy late fees and interest (commonly up to 7 percent simple interest unless the bylaws state more), and record liens for unpaid amounts. The lien arises automatically when an assessment becomes due, and the association can foreclose either judicially or by advertisement under MCL 559.208. HOA associations organized as nonprofits rely on CCRs for assessment authority, and lien and foreclosure procedures typically require filing a notice of lien with the Wayne County Register of Deeds. Before foreclosing, associations must provide written notice of default and an opportunity to cure. Special assessments generally require a member vote unless bylaws authorize the board to act alone. Owners have a right to receive annual budgets and inspect financial records.