New Jersey gives both condominium and planned-community associations a foreclosable assessment lien with a limited 6-month priority over a prior first mortgage. The Condominium Act, N.J.S.A. 46:8B-21, sets the rule for condos; N.J.S.A. 45:22A-44.1 extends the same 6-month super-priority to non-condo HOAs.
Under N.J.S.A. 46:8B-21, an unpaid-assessment lien has "a limited priority over prior recorded mortgages," except municipal liens or federal tax liens. That priority is capped: it "shall not exceed the aggregate customary condominium assessment against the unit owner for the six-month period prior to the recording of the lien," and is "cumulatively renewed on an annual basis." Liens "may be foreclosed by suit brought in the name of the association in the same manner as a foreclosure of a mortgage on real property," and the association may bid at the sale. The priority expires on the first day of the 60th month after recording. N.J.S.A. 45:22A-44.1 mirrors this 6-month priority for planned-real-estate HOAs.
Unpaid assessments become a foreclosable lien; the association may sue, foreclose like a mortgage, and bid on the unit at sale (N.J.S.A. 46:8B-21). Up to 6 months of regular assessments take priority ahead of a first mortgage holder in foreclosure.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
East Orange, NJ
East Orange Ch. 184 (Noise Pollution) prohibits unreasonably loud noise disturbing residents. General nuisance-based standard; no single specific quiet-hours...
East Orange, NJ
East Orange Ch. 184 prohibits noise from animals that unreasonably disturbs residents. Animal control enforced by the city under NJ state animal laws (N.J.S....
East Orange, NJ
Machinery and construction activity near residential buildings restricted to 7 a.m.–6 p.m. under East Orange Ch. 184. After-hours work requires a temporary p...
East Orange, NJ
No local aircraft noise ordinance in East Orange. Newark Liberty International Airport is ~4 miles away. Aircraft noise is federally preempted under FAA auth...
East Orange, NJ
Heavy commercial vehicles are restricted from parking overnight in East Orange residential zones under zoning code (Land Use Ordinance Ch. 51) and state traf...
East Orange, NJ
East Orange's density makes long-term RV and trailer parking impractical. No specific RV ordinance found, but commercial and residential parking rules effect...
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