HOA assessments governed by declaration and ORC 5312.11. Late fees, interest, and lien rights enforceable. Unpaid assessments become automatic lien on unit after 10-day notice. Foreclosure allowed after judgment.
ORC 5312.11 authorizes HOAs to assess common expenses to owners per the declaration. Assessments become an automatic statutory lien against the unit upon recording the declaration; no separate lien filing needed though many associations record notice. Late fees, interest (typically 10-18 percent), collection costs, and reasonable attorney fees recoverable if provided in declaration. Delinquent owners receive notice of default and 10 days to cure before acceleration. HOA may sue for judgment and foreclose the lien, though condo act (ORC 5311.18) gives stronger foreclosure rights. Special assessments require notice and in some cases owner vote per bylaws.
Contact your local code enforcement office for specific penalty information.
See how other cities in Cuyahoga County handle assessment & dues.
See how Euclid's assessment & dues rules stack up against other locations.
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