Parma, OH HOA Rules: Assessment & Dues (2026)
Key Facts
- State Law
- ORC 5312.11 and 5312.12
- Lien Timeline
- 90 days delinquent
- Filing
- Cuyahoga County Recorder
- Enforcement
- Foreclosure possible
Summary
Parma HOAs may levy assessments per ORC 5312.11 and record liens for unpaid dues under ORC 5312.12. Liens have priority over most subsequent interests and can lead to foreclosure.
Section 5312.11 | Individual lot assessments. (A) An owners association may assess an individual lot for any of the following: (1) Enforcement assessments and individual assessments for utility service that are imposed or levied in accordance with the declaration, as well as expenses the board incurs in collecting those assessments; (2) Costs of maintenance, repair, or replacement incurred due to the willful or negligent act of an owner or occupant of a lot or their family, tenants, guests, or invitees, including, but not limited to, attorney's fees, court costs, and other expenses; (3) Costs associated with the enforcement of the declaration or the rules and regulations of the owners association, including, but not limited to, attorney's fees, court costs, and other expenses; (4) Costs or charges the declaration or bylaws permit. (B) Unless otherwise provided by the declaration, bylaws, or rules, the owners association shall credit any amount it receives from a lot owner pursuant to this section in the following order: (1) To interest owed to the owners association; (2) To administrative late fees or enforcement assessments owed to the owners association; (3) To collection costs, attorney's fees, and paralegal fees the owners association incurred in collecting the assessment; (4) To the oldest principal amounts the owner owes to the owners association for the common expenses chargeable against the dwelling unit or lot.
Full Breakdown
Ohio Planned Community Law grants HOAs statutory lien rights for unpaid assessments, fines, and attorney fees. Under ORC 5312.12, an unpaid assessment becomes a lien against the lot 90 days after becoming due, and the HOA may record a certificate of lien in Cuyahoga County. Liens can be enforced by foreclosure in Common Pleas Court. HOAs must follow any notice and cure provisions in the declaration before recording. Special assessments generally require owner approval per the declaration. Parma municipal code does not preempt or modify these state rights. Owners who dispute assessments must still pay under protest to avoid lien escalation.
Violations & Fines
Unpaid assessments accrue interest (typically 10 to 18 percent), late fees, and attorney fees recoverable under ORC 5312.11.
Frequently Asked Questions
Can a Parma HOA foreclose for unpaid dues?
Sources & Official References
- [1]ORC 5312.11
Other rules in Parma
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Assessment & Dues in Nearby Cities
How other cities in Cuyahoga County handle assessment & dues.