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Frisco, TX HOA Rules: Assessment & Dues (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Assessment covenant
Runs with the land, § 8.11(f)(4)
Collection powers
Dues, dues increases, special assessments, liens (§8.11(f)(7))
Dues basis
Must reflect full build-out cost projection
No developer subsidy
Dues can't assume money the developer won't provide
Buyer disclosure
Dues disclosed to lot owners at time of purchase
Reserve funds
Written assurance required for amenity upkeep, § 8.11(f)(10)
City role
City Attorney reviews before Final Plat recordation

Summary

Frisco requires every mandatory subdivision HOA's governing documents to give the Association authority to collect dues, raise them, levy special assessments, and place liens on property for nonpayment. Section 8.11(f)(4) and (f)(7) tie those assessments to the land itself and require dues to be calculated from an actual maintenance cost projection, not developer subsidies.

(4) Covenants for maintenance assessments, which shall run with the land; ... (7) Authority for the Association to secure funds from its members sufficient to meet its responsibilities. This authority shall include the ability to collect dues, to increase dues, to charge special assessments, and to place liens against property for failing to pay dues and assessments. a. Dues shall be calculated based on a cost projection for the maintenance of all amenities and based on eventual build-out of the subdivision; b. Dues shall not be based on calculations which include monies from the developer which will not be provided following the transfer of the Association from the developer to the lot owners. c. Dues shall be required to be disclosed to all lot owners at the time of property purchase by the lot owners.

Full Breakdown

11(f)(4) of Frisco's Subdivision Ordinance requires the HOA documents recorded for every mandatory Association to include "Covenants for maintenance assessments, which shall run with the land," so the assessment obligation binds each lot regardless of ownership changes. 11(f)(7) goes further: the Association's documents must give it authority to secure funds from its members sufficient to meet its responsibilities, explicitly including the ability to collect dues, increase dues, charge special assessments, and place liens against property for unpaid dues and assessments. Three subparts constrain how dues are set.

Under (f)(7)a, dues must be calculated from a cost projection for the maintenance of all amenities and must account for the subdivision's eventual full build-out, not just the homes existing while the developer still controls the Association. Under (f)(7)b, dues calculations cannot rely on developer subsidies that will disappear once control transfers from the developer to the lot owners, a safeguard against dues that spike the moment the builder walks away. Under (f)(7)c, dues must be disclosed to every lot owner at the time they purchase their property, so buyers cannot be surprised by assessment obligations after closing. 11(f)(10) separately requires written assurance of reserve funds, backed by a cost projection analysis, for the eventual maintenance and removal of amenities.

Violations & Fines

Frisco does not fine homeowners directly over unpaid HOA dues: Section 8.11(f)(7) makes lien authority and assessment collection the Association's own remedy, not a city enforcement action, and Section 8.11(f)(6) confirms enforcement of Association rules is solely the Association's responsibility. The City's leverage runs through the plat process instead: dues covenants and reserve-fund assurances must clear City Attorney review before recordation, or the subdivision cannot record its Final Plat.

Frequently Asked Questions

Can a Frisco HOA place a lien on my property for unpaid dues?
Yes. Section 8.11(f)(7) requires the Association's governing documents to include authority to place liens against property for failing to pay dues and special assessments, alongside the power to collect and raise dues. The lien authority comes from the recorded covenants themselves, not a separate city ordinance, so its terms depend on the specific Declaration for that subdivision.
How must my Frisco HOA calculate its dues?
Section 8.11(f)(7)a requires dues to be based on a cost projection for maintaining all of the subdivision's amenities, calculated at the neighborhood's eventual full build-out rather than only the lots currently occupied. Section (f)(7)b bars dues calculations that assume developer funding that stops once the Association transfers from the developer to the lot owners.
Does the City of Frisco enforce HOA dues disputes?
No. Section 8.11(f)(6) states that enforcement of Association rules and regulations, including collection of dues and assessments, is solely the Association's responsibility and not the City's. The City's involvement is limited to reviewing the assessment covenants before the subdivision's Final Plat is recorded.

Sources & Official References

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