Frisco HOAs collect assessments under authority of CCRs and Texas Property Code §209.0091-.0094. Payments apply in specific statutory order, 30-day notice required before reporting to credit or initiating collections, and foreclosure requires court order under §209.0092.
Texas Property Code §209.0093 (effective 2022) prohibits non-judicial foreclosure by HOAs for assessment liens unless specifically authorized and compliant with strict notice rules; most HOAs must now file suit in Collin County district court for expedited judicial foreclosure under §209.0092. Section 209.0091 requires the HOA to apply payments to: (1) delinquent assessments, (2) current assessments, (3) attorneys fees related to delinquency, (4) fines, (5) other charges. Associations must send a statutory notice giving 30 days to cure before reporting delinquency to credit bureaus or accelerating. Late fees and interest must be reasonable and disclosed in recorded payment plan guidelines.
Owners may contest improper payment application or foreclosure in district court; successful owners can recover attorneys fees.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Frisco, TX
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