California HOAs may levy regular and special assessments, charge late fees and interest, record liens, and ultimately foreclose on delinquent owners under the Davis-Stirling Act. State law (Civil Code sections 5650-5740) caps fees and interest and imposes strict notice steps and a delinquency threshold before any foreclosure may proceed.
Under Civil Code section 5650, an assessment is delinquent 15 days after it is due. The HOA may add a late charge of 10% of the delinquent amount or $10, whichever is greater, plus interest up to 12% per year and reasonable collection costs and attorney's fees. Before recording a lien, the association must mail a 30-day itemized pre-lien notice by certified mail (section 5660). Section 5720 bars nonjudicial foreclosure to collect regular assessments unless the delinquency (excluding fees, interest, and late charges) reaches $1,800 or is more than 12 months overdue. Smaller debts must be pursued via small claims or a recorded lien instead.
Owners who fall behind face late fees, 12% interest, collection costs, attorney's fees, a recorded lien and, once the $1,800/12-month threshold is met, judicial or nonjudicial foreclosure and forced sale of the home.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Madera, CA
City of Madera Code §3-11.01 prohibits any unnecessary noise that is physically annoying to a person of ordinary sensitivity, or which is harsh, prolonged, u...
Madera, CA
Amplified music, DJs, and outdoor speakers in Madera are governed by §3-11.01 (unlawful noise) and Chapter 11's party-response provisions. Madera Police can ...
Madera, CA
The City of Madera has not adopted a gas leaf-blower ban. Leaf blowers must comply with §3-11.01's unnecessary-noise standard and California's statewide AB 1...
Madera, CA
Under Madera City Code §5-1.26, any dog (or other animal) that habitually or continually disturbs the peace of any neighborhood by barking, howling, or yelpi...
Madera, CA
The City of Madera does not publish a numeric construction-hours table; construction noise is enforced under the §3-11.01 unnecessary-noise standard plus Bui...
Madera, CA
Madera Title V (Traffic) restricts commercial vehicle parking in residential zones to active loading/unloading periods. Long-haul rigs, dump trucks, and comm...
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