HOA assessments in Schenectady County are governed by the Declaration and the association's bylaws. NY Real Property Law §339-z provides lien rights for condo common charges; non-condo HOAs rely on contractual lien provisions.
For condominiums, RPL §339-z and §339-aa allow the board to file a common-charges lien with priority comparable to unpaid property taxes. For non-condo HOAs, the Declaration typically creates a contractual lien that must be foreclosed like a judgment lien. Annual and special assessments are authorized in the governing documents, and boards must follow notice and meeting procedures. Interest and late fees must also be authorized by the documents.
Liens, foreclosure action, and attorney fee awards under the Declaration or §339-z.
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See how Schenectady's assessment & dues rules stack up against other locations.
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