Condominium boards act under T.C.A. § 66-27-403, and § 66-27-417 makes financial and other records "reasonably available" to owners. Subdivision HOAs run under the Tennessee Nonprofit Corporation Act (Title 48): § 48-66-102 gives members a right to inspect records, and Chapter 57 governs meetings, proxies, and voting. Tennessee has no general open-meeting mandate for HOAs.
For condominiums, § 66-27-403 lets the board "act in all instances on behalf of the association," except amending the declaration, terminating the condominium, or setting its own membership. Section 66-27-417 requires the association to "keep financial records sufficiently detailed" and makes "all financial and other records ... reasonably available for examination by any unit owner." Most subdivision HOAs are nonprofit corporations governed by Title 48. Under § 48-66-102 a member may inspect specified records on five business days' written demand, and that right "may not be abolished or limited" by the charter or bylaws. Chapter 57 governs annual meetings (§ 48-57-101) and proxy voting (§ 48-57-205, proxies valid 11 months). Tennessee imposes no statutory open-meeting requirement on HOA boards; meeting access depends on the governing documents.
No specific statutory penalty. Owners enforce records and meeting rights by civil action. A condominium that fails to make records reasonably available violates § 66-27-417; a nonprofit HOA that denies a proper inspection demand can be ordered to comply under § 48-66-102, which may award costs including reasonable attorney fees for a bad-faith denial.
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