Massachusetts has no statute that sets or caps HOA or condo fines. Condominium associations derive enforcement power from M.G.L. c. 183A and their by-laws, and unpaid charges roll into the § 6 assessment lien tied to each owner's beneficial interest. Non-condo HOAs draw fine power entirely from their recorded declaration.
The Massachusetts Condominium Act does not contain a dedicated fine schedule or dollar cap. M.G.L. c. 183A § 10 empowers the organization of unit owners to "impose charges or to charge interest for the late payment of common expense assessments," and § 11 requires the by-laws to set restrictions on use of units and common areas and the manner of collecting common expenses. Fines for rule violations therefore come from the by-laws and rules adopted under the Act, not from a penalty statute. Once charged, unpaid fines can be folded into the § 6 lien and enforced against the unit, reaching the owner's beneficial interest. Non-condo HOAs have no fining statute — their authority and any cap exist only in the declaration and c. 180.
No specific statutory penalty. Fines flow from condo by-laws and rules (c. 183A §§ 10–11) or, for non-condo HOAs, from the recorded declaration; unpaid amounts may attach to the § 6 lien and be collected against the unit. Massachusetts sets no statutory dollar cap.
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