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Houston, TX HOA Rules: HOA Fines & Enforcement (2026)

Light Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified July 2026

Key Facts

Governing law
Tex. Property Code Sec. 209.0061
Fine schedule
Board must adopt written schedule
Hearing deadline
Held within 30 days of request
Hearing notice
At least 10 days in advance
No authority
No dedicatory power, no fine

Summary

A Houston-area HOA can fine you, but only if its dedicatory instrument authorizes it and the board has adopted a written fine schedule. Texas Property Code Section 209.0061 requires that policy; Sections 209.006 and 209.007 add written notice and a hearing right before the fine sticks.

A property owners' association board shall adopt an enforcement policy regarding the levying of fines by the property owners' association. ... (1) general categories of restrictive covenants for which the association may assess fines; (2) a schedule of fines for each category of violation; and (3) information regarding hearings described by Section 209.007.

Full Breakdown

Section 209.0061 forces every Texas HOA board to adopt an enforcement policy listing the categories of restrictive covenants it will fine and a schedule of fines for each violation. No schedule, no fine. Before charging you, Section 209.006 requires written notice describing the violation and, when the breach is curable, a chance to fix it. Under Section 209.007 you may submit a written request for a hearing before the board; the association must hold it within 30 days of your request and notify you of the date at least 10 days out. An HOA that skips these steps cannot enforce the fine.

Violations & Fines

A fine levied without an adopted fine schedule, without written notice, or without honoring a requested board hearing is unenforceable; a homeowner can raise those failures as a defense to collection or foreclosure.

Frequently Asked Questions

Can my Houston HOA fine me without warning?
No. Section 209.006 requires written notice of the violation first, and for curable violations, an opportunity to fix it before the fine stands.
How do I fight an HOA fine in Texas?
Submit a written request for a hearing before the board within the time your notice allows. The association must hold that hearing within 30 days.
Does the city of Houston regulate HOA fines?
No. Houston has no such ordinance. HOA fines are governed entirely by Texas Property Code Chapter 209, a statewide statute.

Sources & Official References

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