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Palm Coast, FL Hurricane Preparedness: Hurricane Shutters (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Wind speed threshold
120 m.p.h. wind-borne demarcation line
Adopting ordinance
Ord. No. 08-14, § 4, effective 7-15-08
Boundary reference
U.S. Hwy 1, Belle Terre Pkwy, Matanzas Woods Pkwy
Boundary map
Depicted on Exhibit 'A' attached to the ordinance
Shutter standards source
Set by the adopted Florida Building Code, not local text

Summary

Palm Coast's building code doesn't spell out shutter specifications directly; instead City Code § 15-1 fixes the geographic line that determines where the adopted Florida Building Code's wind-borne debris (opening-protection) requirements apply. City Council designated a 120 m.p.h. wind-borne demarcation line running through the city, tracking specific roads from U.S. Highway 1 to Belle Terre Parkway and Matanzas Woods Parkway.

Section 15.3. Wind-borne Demarcation Line. The City Council hereby recognizes the 120 m.p.h. wind-borne demarcation line beginning at the South end of Palm Coast East of U.S. Hwy 1 South to Belle Terre Parkway; East of Belle Terre Parkway to Matanzas Woods Parkway; North of Matanzas Parkway to U.S. Hwy 1; and East of U.S. Hwy 1 North; as depicted on the attached Map referred to as Exhibit 'A'.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 44 | Land Development Code: Supplement 18).

Full Breakdown

3 of City Code § 15-1, adopted by Ordinance No. wind-borne debris demarcation line that the Florida Building Code (itself adopted by reference in the same section) uses to decide where enhanced opening-protection standards, the shutters, impact-resistant glazing, and similar hardware referenced in the FBC, apply to new construction and substantial improvements. S. S. S. Highway 1 to the north end of the city. The precise boundary is also depicted on a map attached to the ordinance as Exhibit 'A', which is the document a permit applicant or design professional consults to confirm which side of the line a given parcel falls on. 1. 3 line and then apply the corresponding FBC opening-protection provisions triggered by that designation.

Violations & Fines

Section 15.3 carries no penalty of its own since it only defines a geographic boundary. Violations occur downstream: building within the wind-borne debris region without complying with the Florida Building Code's opening-protection standards is enforced the same way as any other Florida Building Code violation adopted by City Code § 15-1, including a Class IV, $250.00 civil citation for failing to obtain the required permit under § 2-227.

Frequently Asked Questions

Does Palm Coast require hurricane shutters?
Palm Coast's own ordinance text doesn't list shutter specifications. City Code § 15-1 (Section 15.3) instead fixes the 120 m.p.h. wind-borne debris demarcation line for the city, and the Florida Building Code, adopted by reference in the same section, is what actually sets the opening-protection requirements, shutters, impact glazing, or equivalent, for construction on the high-wind side of that line.
Where exactly is the wind-borne debris line in Palm Coast?
The ordinance describes it by road: starting at the south end of the city east of U.S. Highway 1, south to Belle Terre Parkway, east to Matanzas Woods Parkway, north to U.S. Highway 1, then east of U.S. Highway 1 to the city's north end. The precise boundary is also mapped on Exhibit 'A' attached to Ordinance No. 08-14.
What happens if I don't comply with the opening-protection rules?
Because the wind-borne debris line only triggers compliance with the adopted Florida Building Code, noncompliance is enforced like any other FBC violation under City Code § 15-1: building without the required permit or approved plans is a Class IV civil infraction carrying a $250.00 penalty under §§ 2-226 and 2-227.

Sources & Official References

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