Acworth's Short-Term Rental Occupational Tax Application and Section 73-7.8.4 of the city zoning ordinance do not require operators to carry or file proof of liability insurance. Georgia has no statewide STR insurance mandate. Operators are still strongly encouraged to confirm coverage with a licensed agent because standard homeowner policies typically exclude commercial rental activity.
Unlike many other Georgia and southeastern cities, the City of Acworth does not impose a numeric liability-insurance minimum on short-term rental operators. The city's Short-Term Rental Occupational Tax Application (administered by the Business License Division) lists property, owner, 24/7 contact, and rental-operations sections, but it does not request a certificate of insurance or set a dollar limit, and Section 73-7.8.4 of the Acworth zoning ordinance does not specify one either. Georgia has no statewide STR insurance mandate; bills such as HB 555 (Residential Property Protection Act, addressing institutional investors) and HB 1166 (a pending ADU preemption proposal) do not impose insurance requirements on short-term rental hosts. Most Acworth hosts rely on Airbnb's Host Liability or Vrbo's Liability Coverage (up to $1,000,000 per occurrence on covered platforms) as secondary protection and add a short-term rental endorsement or dedicated landlord policy because standard homeowner policies typically exclude business use. Confirm requirements with the Business License Division at 770-917-8903 and zoning at the Development Department, 770-974-2032.
Because Acworth's Short-Term Rental Occupational Tax Application and Section 73-7.8.4 do not require proof of insurance, there is no city ordinance citation tied to insurance non-compliance. Misrepresenting any other application item, however, can result in revocation of the occupational tax certificate by the Business License Division.
Acworth, GA
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Acworth, GA
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Acworth, GA
Acworth Code Ch. 52 (Nuisances) and Ch. 54 — persistent animal noise that unreasonably disturbs neighbors is a violation. Cobb County Animal Control (770-499...
Acworth, GA
Acworth regulates amplified music under the general noise ordinance. Sound permits available for events. O.C.G.A. §16-11-39 applies to unreasonable disturban...
Acworth, GA
Acworth follows GA Code §40-6-200+ for street parking. Vehicles must be operable, on approved surfaces, and not blocking traffic or driveways. Inoperable veh...
Acworth, GA
Acworth Zoning §73-199C — RVs, boats, and trailers must be stored to the side or rear of the principal structure on an improved surface (concrete or pervious...
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