Akron, OH Short-Term Rentals: Insurance Requirements (2026)

Akron's Article 37 short-term rental code, adopted by Ordinance 291-2022, conditions issuance and renewal of an STR registration certificate on the operator submitting documentation that the property is covered by a valid liability insurance policy meeting the minimum limits set by the Housing Division. The certificate of insurance is filed alongside the floor plan, owner contact information, bedroom count, and maximum occupancy on the city's STR registration application. Akron's ordinance does not publish a fixed-dollar liability minimum on the public-facing portal; operators should contact the Department of Neighborhood Assistance Housing Division at 330-375-2366 ext. 2694 for the current required coverage amount. Many Akron hosts pair an Airbnb Host Liability or Vrbo Liability Coverage program (which provides up to $1,000,000 per occurrence on covered platforms) with a dedicated short-term rental endorsement on a homeowner or landlord policy, since standard homeowner policies typically exclude business use. Article 37 makes failure to maintain the required insurance a basis for revocation of the registration certificate.