Cuyahoga County does not mandate STR insurance countywide, but Cleveland requires proof of at least $300,000 general liability coverage as part of STR registration under CCO 675. Some suburbs require $500,000 or $1 million coverage. Airbnb AirCover and Vrbo Liability Insurance provide baseline coverage but may not satisfy municipal requirements.
Cleveland STR registration applications must include a certificate of insurance showing commercial general liability coverage of $300,000 minimum per occurrence. Lakewood requires $500,000. Hosts should purchase a commercial STR policy (Proper Insurance, Safely, or similar) as standard homeowners policies typically exclude short-term rental activity. Platform-provided coverage supplements but does not replace primary insurance. Ohio has no statewide STR insurance mandate.
Operating without required insurance: registration revoked, $500-$1,000 fines.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Cuyahoga County, OH
Cuyahoga County enforces ORC 955.22 (dog confinement) and ORC 2917.11 (unreasonable noise) for barking complaints. Cuyahoga County Animal Shelter investigate...
Cuyahoga County, OH
Amplified music audible beyond property line after 10 PM treated as unreasonable noise under ORC 2917.11. No county decibel standard. Cuyahoga County Sheriff...
Cuyahoga County, OH
Under ORC 4513.60-4513.65, abandoned vehicles on public or private property may be towed after 48 hours on public streets or 72 hours with owner notice on pr...
Cuyahoga County, OH
Cuyahoga County does not issue residential building permits - under Ohio's Residential Code of Ohio (RCO) administered through the Ohio Board of Building Sta...
Cuyahoga County, OH
Typical fence materials (wood, vinyl, chain-link, wrought iron, aluminum) allowed throughout Cuyahoga County. Finished side must face the neighbor. Barbed wi...
Cuyahoga County, OH
Corner lots in Cuyahoga County townships must keep a clear vision triangle, typically 25 feet from the intersection, with no fence or landscaping over 30 inc...
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