Doylestown, PA Short-Term Rentals: Insurance Requirements (2026)

Doylestown Borough Code contains no STR-specific chapter and does not require operators to file proof of liability insurance with the Building & Zoning Department as a condition of a Residential Use & Occupancy permit. Pennsylvania likewise has no statewide STR insurance statute. That leaves three voluntary layers in place for Doylestown hosts: (1) Airbnb's AirCover for Hosts provides up to USD 1,000,000 of host liability insurance per booking on covered Airbnb stays, and Vrbo's Liability Insurance program provides comparable coverage up to USD 1,000,000 per stay on Vrbo bookings, both as primary coverage for covered claims; (2) standard homeowner policies typically exclude commercial or short-term rental activity, which is why hosts add a short-term rental endorsement or a dedicated landlord/STR policy; (3) Bucks County's contracted compliance platform (Granicus / Host Compliance) tracks listings and tax filings but does not impose an insurance requirement. Operators in the Borough's HARB historic district should confirm that any signage or exterior modifications tied to insurance signage carry separate HARB review.