Unincorporated Spokane County code does not require a fixed liability-insurance amount to operate a short-term rental. Any insurance condition would come only from a Conditional Use Permit or a hosting platform's own coverage. The widely cited $1,000,000 STR liability figure is a City-of-Spokane requirement, not a county rule.
There is no SCC provision setting a minimum liability-policy amount for STRs in the unincorporated county, because the county has no dedicated STR ordinance. Insurance may still matter through: (1) any condition the Hearing Examiner attaches to a bed-and-breakfast Conditional Use Permit; (2) a host's hosting-platform coverage (e.g., AirCover); and (3) prudent host liability coverage. The frequently repeated '$1 million liability' requirement traces to the City of Spokane's STR program (SMC 17C.316), not Spokane County - a same-name trap to avoid.
No county penalty attaches specifically to lacking STR insurance; however, breaching an insurance condition written into a Conditional Use Permit is enforceable as a zoning violation.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
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Home composting is allowed in Spokane County and is not separately permitted. Compost must be managed so it does not become a nuisance, attract vermin, or cr...
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Spokane County has no ordinance banning or specifically regulating artificial turf on residential property. Synthetic lawns are allowed. In regulated develop...
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Spokane County's Zoning Code actively favors native vegetation. Chapter 14.806 states that whenever possible native vegetation should be used and existing ve...
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Collecting rooftop rainwater is legal in Spokane County without a water-right permit. Under Washington Department of Ecology's 2009 policy, on-site storage a...
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Spokane County itself publishes no countywide lawn-watering schedule. Outdoor watering rules are set by each water purveyor: the City of Spokane and local wa...
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State law (RCW 17.10) requires every Spokane County property owner to eradicate Class A noxious weeds and control designated Class B and C weeds on their lan...
See how Spokane County's insurance requirements rules stack up against other locations.
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