No. Seminole County's vacation-rental ordinance sets no insurance or liability-coverage requirement. Registration instead demands a state DBPR license, tax accounts, safety equipment, and posted emergency information, not proof of insurance.
The registration items in LDC Sec. 30.1374 and the minimum standards in Sec. 30.1375 do not include any liability-insurance or coverage requirement. What the ordinance does require are a proof of an active DBPR transient-lodging license, Florida Department of Revenue registration, a local tourist-tax account, proof of local business-tax payment, working smoke/fire equipment (an ABC extinguisher on each floor and a Class K near the kitchen), a 911-capable telephone, and posted emergency information. Hosts should still carry appropriate landlord or short-term-rental liability insurance and check any booking-platform coverage and HOA requirements, but that is a business decision rather than a Seminole County mandate.
Not applicable as a county rule; there is no insurance requirement to enforce. Other registration and safety-standard violations are handled under Sec. 30.1376 and Sections 53.14 and 53.24.
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