Glenn County, CA Short-Term Rentals: Insurance Requirements (2026)

Counties that license short-term rentals frequently require operators to carry liability insurance (often $500,000 to $1 million) and name the jurisdiction as additional insured. Glenn County has adopted no STR ordinance, so the unincorporated county sets no insurance minimum, no proof-of-coverage filing, and no additional-insured requirement for vacation rentals. Operators are nonetheless strongly advised to carry appropriate coverage on their own initiative: standard homeowner's policies often exclude commercial or short-term-rental activity, so a landlord, commercial, or dedicated short-term-rental policy may be needed, and major booking platforms typically provide their own host liability protection that operators should understand and not over-rely on. Where a lodging use such as a bed-and-breakfast establishment is approved through a conditional use permit under Title 15 Chapter 15.760, the approving body could attach insurance or indemnification conditions case-by-case, but there is no across-the-board county insurance mandate. For rural agricultural parcels, owners should also confirm their carrier accounts for on-site hazards (ponds, equipment, livestock, wildfire exposure). Operators should verify any specific requirements with their insurer and, for permitted uses, review the conditions of any conditional use permit issued by Planning & Community Development Services.