Nassau County has no countywide STR insurance mandate, but most local STR permit programs require $500,000-$1 million general liability coverage. Standard homeowners policies typically exclude commercial rental activity.
Long Beach and several Nassau villages with STR ordinances require proof of $1 million liability insurance. Airbnb AirCover and Vrbo Liability Insurance provide up to $1 million per booking but do not replace homeowners coverage for property damage. Hosts should obtain a commercial rental endorsement or separate STR policy. NY Insurance Law Article 34 governs homeowners policies.
Failing to provide proof of insurance to local permitting body: permit denial or revocation. Uninsured guest injury creates direct personal liability for host.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Nassau County, NY
Nassau County is not a formal sanctuary jurisdiction. It cooperates with federal immigration authorities to varying degrees, while New York State's Trust Act...
Nassau County, NY
Nassau workers are covered by New York's statewide Paid Family Leave program (NY WCL §200 et seq.), Earned Sick Leave law (NY Lab §196-b), and the HERO Act f...
Nassau County, NY
Nassau County may not set a local minimum wage above the state floor; New York preempts the field. The downstate minimum wage applicable in Nassau is $16.50 ...
Nassau County, NY
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Nassau County, NY
Nassau County does not impose its own hotel worker retention ordinance like New York City or Los Angeles. Hotel labor relations remain governed by federal NL...
Nassau County, NY
Nassau County imposes a hotel and motel occupancy tax of approximately five percent on top of New York State's four percent sales tax, producing a combined r...
See how Nassau County's insurance requirements rules stack up against other locations.
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